Subaru vehicles are known for their durability, reliability, and longevity. However, just like any other vehicle, they are not immune to breakdowns and repairs.
That is why getting an extended warranty for your Subaru is a wise decision. In this article, we will look at the different types of Subaru extended warranties available, as well as the coverage options.
Types of Subaru Extended Warranties Available
Subaru offers two types of extended warranties for their vehicles: the Subaru Added Security and the Subaru CPO Wrap. Let us take a look at each of them in detail.
1. Subaru Added Security
The Subaru Added Security is an extended warranty that covers the cost of repairs and replacements of specific parts of your Subaru vehicle.
This warranty has three levels of protection, each with varying coverage options. a.
Classic Plan
The Classic Plan is the most basic level of coverage available under the Subaru Added Security. It covers repairs and replacements for essential parts of your vehicle, such as the engine, transmission, and drivetrain.
It also covers electrical systems, steering, suspension, brakes, and air conditioning. b.
Gold Plus Plan
The Gold Plus Plan is the mid-level extended warranty available under the Subaru Added Security. It offers all the coverage options available under the Classic Plan, plus additional coverage for components such as the fuel system, cooling system, and turbocharger.
c. Platinum Plan
The Platinum Plan is the highest level of coverage available under the Subaru Added Security.
This warranty covers repairs and replacements for almost all components of your vehicle, including high-tech electronics and multimedia systems. 2.
Subaru CPO Wrap
The Subaru CPO Wrap is an extended warranty available exclusively for Subaru Certified Pre-Owned (CPO) vehicles. It is similar to the Subaru Added Security but with some additional benefits.
The CPO Wrap has two levels of coverage: Gold and Gold Plus. a.
Gold Plan
The Gold Plan covers repairs and replacements for essential parts of your vehicle such as the engine, transmission, and drivetrain, for up to 7 years or 100,000 miles, whichever comes first. It also covers electrical systems, steering, suspension, brakes, and air conditioning.
b. Gold Plus Plan
The Gold Plus Plan is the highest level of extended warranty coverage available under the CPO Wrap.
It offers all the coverage options available under the Gold Plan, plus additional coverage for the fuel system, cooling system, and turbocharger.
Coverage Options for Subaru Extended Warranties
The coverage options available under the Subaru Added Security and Subaru CPO Wrap vary depending on the level of coverage you choose. Let us take a detailed look at what each warranty covers.
1. Engine Coverage
Both the Subaru Added Security and Subaru CPO Wrap cover the cost of repairs or replacements for the engine components, including the engine block, head, and valves.
However, the Platinum Plan under the Subaru Added Security provides the most comprehensive engine coverage. 2.
Drivetrain Coverage
The drivetrain system is responsible for transmitting power from the engine to the wheels. The Subaru Added Security and Subaru CPO Wrap cover the cost of repair or replacements for drivetrain components, including the transmission, differential, and transfer case.
3. Suspension Coverage
The suspension system ensures a smooth ride by absorbing shocks from the road and reducing vibrations.
The Subaru Added Security and Subaru CPO Wrap cover the cost of repair or replacement for essential suspension components, including shock absorbers, struts, and coil springs. 4.
Electrical Coverage
The electrical system in your vehicle consists of various components such as the alternator, starter motor, and battery. The Subaru Added Security covers the cost of repair or replacement of electrical components.
However, the Platinum Plan under the Subaru Added Security covers more components than the Classic Plan. 5.
Brakes Coverage
The brakes are one of the essential components of your vehicle responsible for stopping your vehicle when needed. The Subaru Added Security and Subaru CPO Wrap cover the cost of repair or replacement for brake components such as pads, rotors, calipers, and lines.
Conclusion
In conclusion, with the Subaru Added Security and Subaru CPO Wrap extended warranties, you can enjoy additional protection for your Subaru vehicle. Understanding the coverage options available under each plan can help ensure you choose the right coverage based on your needs and budget.
Speak to a Subaru dealer for more information on how you can protect your Subaru vehicle, ensure it runs smoothly and save significant costs on repairs and maintenance. Subaru vehicles have always been renowned for their durability and reliability, making them an excellent choice for people who want a car that can withstand wear and tear.
However, like all machines, they can break down and need repairs. This is why it is vital to consider investing in a Subaru extended warranty.
In this article, we will delve into the different benefits of purchasing a Subaru extended warranty and how to extend the original Suburban factory warranty.
Benefits of Purchasing a Subaru Extended Warranty
When you purchase a Subaru extended warranty, you enjoy several benefits that guarantee you peace of mind while prolonging the life of your vehicle. Here are some of the benefits of investing in a Subaru extended warranty:
1.
Protection against unexpected repairs – Car repairs can be costly, and having an extended warranty can relieve the burden of unexpected expenditures. With a Subaru extended warranty, you can save thousands of dollars in repair bills in the event of unforeseen breakdowns.
2. Transferable coverage – If you sell your Subaru before the warranty is up, you can transfer the coverage to the new owner.
This feature increases the resale value of your vehicle, making it more attractive to potential buyers. 3.
Access to certified technicians – With a Subaru extended warranty, you gain access to certified technicians who understand the inner workings of your vehicle. These technicians will use authentic Subaru parts to ensure that your car always runs smoothly.
4. Peace of mind – Knowing that your vehicle is covered by an extended warranty gives you peace of mind and eliminates the risk of unexpected or expensive repairs.
This security ensures that you can concentrate on other things in life without worrying about car maintenance costs. 5.
Roadside assistance – Most Subaru extended warranties offer additional roadside assistance benefits, including towing, battery jump-starts, and lockout service. These benefits ensure that you are never stranded, even if your car breaks down when you are miles from home.
How to Extend the Original Subaru Factory Warranty
If you are interested in extending your original Subaru factory warranty, you have several options from which to choose. Below are three ways to extend your original Subaru factory warranty.
1. Purchase a Subaru Added Security Plus – The Subaru Added Security Plus is an extended warranty that offers more comprehensive coverage on top of the factory warranty.
The coverage includes repairs and replacements of major components such as the engine, transmission, and brakes. The warranty has different levels of protection, i.e., Classic, Gold Plus, and Platinum, depending on the coverage you choose.
2. Purchase a Subaru CPO Wrap – The Subaru CPO Wrap is a warranty available exclusively to Certified Pre-Owned Subaru vehicles.
The warranty provides additional coverage for the drivetrain, electrical systems, and suspension, and the CPO Wrap has two levels of coverage: Gold and Gold Plus. 3.
Purchase a third-party warranty – Another option for extending your Subaru factory warranty is to purchase a third-party warranty. These warranties offer similar coverage levels as the Subaru extended warranty and are available from different companies, allowing you to buy from providers outside of Subaru.
Conclusion
In conclusion, investing in a Subaru extended warranty can save you a lot of money in the long run, mainly by protecting you against the uncertainty of unexpected breakdowns and repairs. However, it is essential to choose the right extended warranty that fits your driving style and budget to ensure that your Subaru remains in good condition for years to come.
When extending your Subaru factory warranty, consider purchasing a Subaru Added Security Plus, a Subaru CPO Wrap or a third-party warranty. Speak to your local Subaru dealer to find out more about these extended warranty options and select the right one for your needs.
If you are considering an extended warranty for your Subaru, it is crucial to compare the different plans and pricing options to find the best choice for your driving needs. By doing proper research and understanding the best practices for purchasing an extended warranty, you can avoid the pitfalls of poorly fitting plans and ensure that your Subaru remains in good condition for the long haul.
Comparison of Subaru Extended Warranty Plans and Pricing
When it comes to comparing the different Subaru extended warranty plans, there are three main options to consider: the Classic plan, the Gold Plus plan, and the Platinum plan. Below are some of the coverage features that you can expect to see under each plan, as well as the prices for each.
1. Classic Plan
The Classic Plan is the least expensive option, providing coverage for essential parts such as the engine, transmission, and drivetrain.
Some of the features of the Classic Plan include:
– Engine and transmission components
– Fuel injection system
– Steering
– Front suspension and axle
– Air conditioning and heating
The Classic Plan’s prices range from $1,100 to $1,800, depending on the length of the protection and the model you own. 2.
Gold Plus Plan
The Gold Plus Plan is the mid-level option, providing more expanded coverage options for your vehicle. In addition to the Classic Plan’s coverage, some of the Gold Plus Plan coverage options include:
– Cooling system
– Electrical components
– Front suspension and axle assemblies
– Fuel system components
– Brake components
The Gold Plus Plan’s prices range from $1,600 to $2,500, based on the length of the protection and the model you own.
3. Platinum Plan
The Platinum Plan is the most comprehensive extended warranty plan, providing protection for nearly every component in your Subaru vehicle.
This plan includes all the features of the Classic and Gold Plus Plans, plus the following:
– Entertainment systems
– Adaptive cruise control and eyesight driver assistance
– High-tech electronic systems
– Front and rear parking sensors
– Steering response and stabilization
The Platinum Plan’s prices range from $2,100 to $3,500, depending on the length of the protection and the model you own.
Best Practices for Purchasing an Extended Warranty
When purchasing an extended warranty for your Subaru, it is essential to follow best practices to ensure that you get the best value and that the warranty fits your exact needs. Below are some of the best practices for purchasing an extended warranty for your Subaru.
1. Research the Provider – It is essential to do your due diligence in researching the provider of the extended warranty.
Determine if they are a reputable company and review their rates, coverage options, and claims process. 2.
Understand the Coverage and Price – Make sure that you understand the coverage and price benefits of each extended warranty plan to make an informed decision that aligns with your driving needs and budget. 3.
Consider Your Vehicle Usage – Your vehicle’s usage can affect the type of coverage you need. If you have a long daily commute, for instance, you may want to consider a warranty that covers wear and tear components.
4. Negotiate the Price – Do not be afraid to negotiate the price of the extended warranty with the dealer.
You can obtain competitive quotes from other providers and use that information to find the best price for your desired coverage. 5.
Read the Fine Print – Before signing on the dotted line, review the warranty’s terms and conditions to ensure you understand what the warranty does and does not cover.
Conclusion
In conclusion, purchasing a Subaru extended warranty can provide valuable protection and peace of mind for your vehicle. Before deciding on a plan, consider the most applicable coverage options, your vehicle usage habits, and price points.
Research the provider, and don’t be afraid to negotiate the cost and analyze the fine print. By following these best practices, you can ensure that your Subaru remains reliable and in excellent condition.
Factors That Affect the Cost of a Subaru Extended Warranty
When considering the cost of a Subaru extended warranty, several factors come into play. These factors will influence the overall price you can expect to pay for the warranty coverage.
Understanding these factors will help you make an informed decision when selecting an extended warranty plan. Here are the main factors that affect the cost of a Subaru extended warranty:
1.
Vehicle Age and Mileage – The age and mileage of your Subaru will significantly impact the cost of the extended warranty. Typically, newer vehicles with lower mileage will have lower warranty prices compared to older vehicles with higher mileage.
This is because older vehicles are more prone to needing repairs. 2.
Length of Coverage – The duration of the extended warranty coverage will also affect the cost. Generally, the longer the coverage period, the higher the cost of the warranty.
It is important to consider your specific needs and weigh the cost against the potential repairs you may face in the future. 3.
Coverage Level – The level of coverage you choose will impact the cost of the warranty. A more comprehensive plan that covers a wide range of components and systems will generally be more expensive compared to a basic coverage plan.
Higher-level coverage plans, such as the Gold Plus or Platinum plans, offer additional protection but come with a higher price. 4.
Deductible – The deductible is the amount you must pay out of pocket before the warranty coverage kicks in. Higher deductibles often result in lower warranty prices, while lower deductibles may increase the overall cost.
Consider your budget and potential repair costs when selecting a deductible amount. 5.
Vehicle Model – The specific model of your Subaru may affect the pricing of the extended warranty. Some models may have higher parts and labor costs, which can lead to higher warranty prices.
It’s important to check with the warranty provider for accurate pricing based on your Subaru’s model. It is essential to explore these factors and inquire about pricing details from different providers before making a decision on your Subaru extended warranty.
Comparing costs and coverage options will help you find the best fit for your vehicle and budget.
How to File a Claim with a Subaru Extended Warranty
Filing a claim with your Subaru extended warranty is a relatively straightforward process. When you encounter a covered issue with your vehicle, follow these steps to initiate your claim:
1.
Contact the Warranty Provider – Begin by reaching out to your extended warranty provider as soon as you notice a problem with your Subaru. You will need to provide them with your policy information, vehicle details, and a description of the issue you are experiencing.
2. Follow the Claims Process – Each warranty provider may have specific procedures for filing claims.
Follow the instructions provided by the provider, which typically involve completing a claim form and submitting any relevant documentation such as repair estimates, diagnostic reports, or invoices. 3.
Authorized Repair Facility – In most cases, the warranty provider will have a network of authorized repair facilities where you can have your Subaru serviced. It is important to take your vehicle to an authorized facility to ensure that the repairs are carried out by qualified technicians and that the warranty coverage is honored.
4. Pay Your Deductible – If your warranty requires a deductible, you will need to pay this amount directly to the repair facility when the repairs are completed.
The warranty provider will cover the remaining eligible costs as per your policy terms. 5.
Approval and Repair – Once your claim is reviewed and approved by the warranty provider, the repair process can begin. The authorized repair facility will perform the necessary repairs or replacements to resolve the covered issue with your Subaru.
6. Finalize and Collect Your Vehicle – After the repairs are completed, review the work performed to ensure that everything has been addressed satisfactorily.
Once you are confident in the repairs, collect your Subaru from the repair facility. Be sure to keep any paperwork or invoices related to the repairs for your records.
It’s important to note that each warranty provider may have variations in their claims process. Familiarize yourself with the specific steps and requirements outlined by your warranty provider to ensure a smooth claim experience.
Conclusion
Understanding the factors that affect the cost of a Subaru extended warranty and knowing how to file a claim are crucial steps in securing the best coverage for your vehicle. Consider your vehicle’s age, mileage, coverage level, deductible, and model when determining the cost of an extended warranty.
When it comes time to file a claim, reaching out to the warranty provider, following their claims process, and using authorized repair facilities will ensure a seamless experience. By being well-informed and prepared, you can navigate the extended warranty process with confidence and enjoy the added protection for your Subaru.
9. What’s Included in a Subaru Extended Warranty
A Subaru extended warranty offers additional coverage beyond the original factory warranty, providing peace of mind and protection against unexpected repair costs.
When considering the purchase of a Subaru extended warranty, it is important to understand what is included in the coverage. Here are some key components and systems typically covered by a Subaru extended warranty:
1.
Engine Components: The engine is the heart of any vehicle, and extended warranties often cover vital engine components such as the engine block, cylinder heads, pistons, valves, and timing belt. 2.
Transmission: The transmission is responsible for transferring power from the engine to the wheels. Subaru extended warranties typically cover repairs and replacements of the transmission, including the transmission case, gears, and torque converter.
3. Drivetrain: The drivetrain includes components such as the driveshaft, differentials, and axle shafts.
These parts are crucial for transferring power to the wheels. A Subaru extended warranty will usually cover repairs and replacements of drivetrain components.
4. Brakes: Brake components are essential for vehicle safety and are often covered by extended warranties.
This includes repairs and replacements of brake pads, rotors, calipers, and brake lines. 5.
Electrical Systems: The electrical system in a Subaru vehicle encompasses various components, including the alternator, starter motor, and wiring harness. Extended warranties generally cover the repair or replacement of electrical system components.
6. Cooling System: The cooling system helps regulate the engine’s temperature to prevent overheating.
Subaru extended warranties often cover repairs and replacements of components such as the radiator, water pump, thermostat, and coolant hoses. 7.
Suspension: The suspension system enhances vehicle stability, handling, and ride comfort. Extended warranties typically cover repairs and replacements of suspension components such as shock absorbers, struts, control arms, and bushings.
8. Steering: The steering system enables you to control the direction of your vehicle.
Extended warranties usually cover repairs and replacements of steering components, including the steering rack, power steering pump, and tie rods. 9.
Air Conditioning and Heating: Extended warranties generally cover repairs and replacements of air conditioning and heating system components, including compressors, condensers, evaporators, and blower motors. 10.
Fuel System: The fuel system ensures proper fuel delivery to the engine. Extended warranties often cover repairs and replacements of fuel injectors, fuel pumps, and fuel lines.
It is important to note that the specific coverage within a Subaru extended warranty can vary based on the chosen plan, level of coverage, and the warranty provider. Carefully review the warranty terms and conditions to understand exactly what is included in the coverage.
10. Subaru’s Track Record for Reliability
Subaru has built a solid reputation for producing reliable vehicles known for their durability and longevity.
The brand consistently ranks highly for reliability in various industry studies and surveys. Here are some key factors contributing to Subaru’s track record for reliability:
1.
Symmetrical All-Wheel Drive System: Subaru’s symmetrical all-wheel drive system is a distinguishing feature of their vehicles. It provides excellent traction, stability, and handling, enhancing safety and reliability, especially in challenging road conditions.
2. Boxer Engine Design: Subaru utilizes a horizontally opposed, or boxer, engine design in many of its vehicles.
This design lowers the center of gravity, improving handling and stability. The boxer engine is also known for its balance, smoothness, and reliability.
3. High-Quality Materials and Manufacturing: Subaru emphasizes the use of high-quality materials and stringent manufacturing processes.
This commitment to quality ensures that Subaru vehicles are built to withstand the test of time, reducing the likelihood of component failures. 4.
Strong Emphasis on Safety: Subaru has a strong reputation for prioritizing safety in their vehicle designs. Advanced safety features, such as the EyeSight driver-assistance system, contribute to the reliability of Subaru vehicles by reducing the likelihood of accidents and minimizing potential damage.
5. Regular Maintenance and Service: Like any vehicle, regular maintenance and servicing are critical to maintaining reliability.
Subaru encourages adherence to recommended maintenance schedules, and their dealerships typically offer reliable service options using manufacturer-approved parts and trained technicians. 6.
Positive Customer Satisfaction: Customer satisfaction is an important indicator of a brand’s reliability. Subaru has a loyal customer base, and many Subaru owners report positive experiences with their vehicles regarding overall reliability, performance, and longevity.
7. Industry Recognition and Awards: Subaru consistently receives accolades and recognition for reliability from reputable sources such as J.D. Power, Consumer Reports, and the Insurance Institute for Highway Safety (IIHS).
These distinctions further validate Subaru’s reputation for producing reliable vehicles. While Subaru has a strong track record for reliability, it is important to note that no vehicle is entirely exempt from the possibility of occasional issues or component failures.
Regular maintenance, timely repairs, and adherence to recommended service intervals are crucial in preserving the reliability of any vehicle, including Subaru models.
Conclusion
Subaru’s extended warranty coverage offers comprehensive protection for vital vehicle components, giving owners peace of mind and financial security against unexpected repair costs. Understanding what is included in the coverage helps customers make informed decisions about their extended warranty choices.
Additionally, Subaru’s track record for reliability provides reassurance to current and prospective owners, highlighting the brand’s commitment to producing durable, safe, and long-lasting vehicles. By combining the reliability of Subaru vehicles with the added protection of an extended warranty, Subaru owners can enjoy worry-free driving for years to come.
11. Differences between a Subaru Extended Warranty and a Maintenance Plan
When considering additional protection for your Subaru, it’s important to understand the differences between a Subaru extended warranty and a maintenance plan.
While both options provide coverage for your vehicle, they address different aspects of ownership. Here are the key differences between a Subaru extended warranty and a maintenance plan:
1.
Coverage Focus:
– Extended Warranty: An extended warranty is designed to provide coverage for unexpected mechanical and electrical failures in your vehicle. It typically covers repairs or replacements of specific components or systems listed in the warranty contract.
– Maintenance Plan: A maintenance plan focuses on routine maintenance tasks and preventative services to keep your Subaru running smoothly. This usually includes items like oil changes, tire rotations, filter replacements, and inspections.
2. Duration of Coverage:
– Extended Warranty: An extended warranty extends the coverage beyond the original warranty provided by Subaru.
It usually spans a specific time period or mileage limit, such as a 5-year/60,000-mile extended warranty. – Maintenance Plan: A maintenance plan typically spans a specific duration, often measured in years, or a specific mileage limit, such as a 3-year/36,000-mile plan.
It covers routine services during this timeframe. 3.
Cost Coverage:
– Extended Warranty: An extended warranty covers the costs associated with unexpected repairs or replacements of covered components, including labor and parts. – Maintenance Plan: A maintenance plan covers the costs of routine maintenance services, such as oil changes, inspections, and other scheduled tasks as outlined in the plan.
4. Transferability:
– Extended Warranty: Most extended warranties are transferable to subsequent owners, providing added value when selling or trading in your Subaru.
– Maintenance Plan: Some maintenance plans are transferable, but this is not always the case. It depends on the terms and conditions of the specific plan.
5. Usage and Protection Focus:
– Extended Warranty: An extended warranty is designed to protect you against unexpected breakdowns and costly repairs caused by component failures.
– Maintenance Plan: A maintenance plan focuses on routine services to maintain and optimize the performance, efficiency, and longevity of your vehicle. It helps ensure that you stay on top of regular maintenance tasks and potentially catch minor issues before they escalate.
It’s important to assess your specific needs and preferences when deciding between an extended warranty and a maintenance plan. Consider factors such as your driving habits, the age of your vehicle, and your budget to determine which option provides the most beneficial coverage for you.
12. Potential Issues That Might Not Be Covered by a Subaru Extended Warranty
While a Subaru extended warranty provides valuable coverage for unexpected repairs and breakdowns, it’s important to be aware of potential issues that may not fall under the warranty coverage.
While the specific terms and conditions may vary, here are some common examples of items that could potentially be excluded from coverage:
1. Regular Maintenance and Wear-and-Tear: Routine maintenance tasks such as oil changes, brake pad replacements, and tire rotations are typically considered standard maintenance and are not covered by an extended warranty.
Similarly, wear-and-tear items like brake pads, belts, and filters are generally not covered. 2.
Damage from Negligence or Misuse: If damage to the vehicle occurs due to driver negligence or misuse, it may not be covered by the extended warranty. This includes situations such as accidents, improper towing, or failure to follow recommended maintenance procedures.
3. Non-Covered Components: Some components or systems may not be included in the extended warranty coverage.
For example, cosmetic items like paint or upholstery, interior trim, glass, tires, or aftermarket modifications are often excluded. 4.
Pre-Existing Conditions: Extended warranties typically do not cover repairs for issues that existed before purchasing the warranty. It’s important to carefully review the terms and conditions to understand what qualifies as a covered repair and any requirements for proving that the issue is new.
5. Maintenance Plan Services: If you have a separate maintenance plan, the routine maintenance tasks covered by that plan would not be covered under the extended warranty.
These plans focus on preventative maintenance, whereas the extended warranty addresses unforeseen component failures. 6.
Acts of Nature: Damage caused by events such as floods, earthquakes, hurricanes, or other natural disasters may not be covered by the extended warranty. Insurance coverage is typically required for these types of events.
Remember to thoroughly review the terms and conditions of your specific Subaru extended warranty to have a clear understanding of what is covered and what is excluded. If you have any questions or uncertainties, reach out to the warranty provider for clarification.
It is worth noting that despite these potential exclusions, a Subaru extended warranty still offers valuable protection against many unexpected repairs. It provides peace of mind and financial security by defraying the costs of covered repairs and replacements, reducing the overall financial burden of vehicle ownership.
13. Subaru Dealership vs.
Third-Party Extended Warranties
When considering an extended warranty for your Subaru, you have the choice between purchasing from a Subaru dealership or a third-party provider. Each option has its advantages and considerations.
Let’s take a closer look at the differences between Subaru dealership extended warranties and third-party extended warranties:
Subaru Dealership Extended Warranties:
1. Genuine Subaru Coverage: Dealership extended warranties are provided directly by Subaru and typically offer coverage options that align with the manufacturer’s warranty.
This en