Wheel Chasers

The Mystery Behind the Wrench Light: Demystifying the 2016 Mazda CX-5 Warning

Introduction to the 2016 Mazda CX-5

Mazda has always been known as a car manufacturer that puts driving pleasure at the forefront of its design philosophy. The 2016 Mazda CX-5 is no exception.

This compact crossover SUV has been designed to offer a fun and engaging driving experience while also providing practicality and comfort for everyday use. In this article, we will delve deeper into the features and benefits of the 2016 Mazda CX-5 and help you understand the meaning behind one of its most commonly misunderstood warning lights, the wrench light.

The 2016 Mazda CX-5 comes in three trim levels: Sport, Touring, and Grand Touring. All three trims are equipped with a standard 2.5-liter four-cylinder engine that puts out 184 horsepower and 185 lb-ft of torque.

You have the option of choosing between two drivetrains, either a front-wheel drive or an all-wheel drive. The latter enhances traction and stability under slippery conditions.

One of the standout features of the 2016 Mazda CX-5 is its fuel efficiency. The front-wheel-drive model offers an EPA-estimated 29 mpg combined (26 city/33 highway), while the all-wheel-drive model returns 26 mpg combined (24 city/30 highway).

These impressive fuel economy numbers make the CX-5 one of the most fuel-efficient SUVs on the market.

Understanding the meaning of the wrench light

As a car owner, seeing a warning light on your dashboard can be concerning, especially if it’s a light that you’re not familiar with. The wrench light is one such light that can cause worry for drivers of the 2016 Mazda CX-5.

The wrench light is also known as the maintenance indicator light. When this light comes on, it means that the car is due for a routine maintenance checkup.

This checkup is designed to ensure that your Mazda CX-5 is running at optimal performance and to catch any potential issues before they become problems. The maintenance schedule for the 2016 Mazda CX-5 is broken down into different service intervals.

These intervals are determined by a combination of time and mileage. The first maintenance service is due at 7,500 miles or 12 months, whichever comes first.

After that, subsequent services are due at 15,000 miles or 12 months, 22,500 miles or 18 months, and so on. During the maintenance checkup, a technician will perform a series of checks and inspections, such as replacing the engine oil and filter, inspecting the brake pads and discs, checking the tire pressure, and performing a diagnostic scan of the car’s electronic systems.

If the technician identifies any issues, they will inform you and recommend any necessary repairs. It’s important not to ignore the wrench light and to schedule a maintenance checkup as soon as possible.

Neglecting routine maintenance can lead to more significant issues down the road, which could be costly to repair.


In conclusion, the 2016 Mazda CX-5 is a versatile and fun compact crossover SUV that offers great fuel efficiency, a comfortable ride, and advanced safety features. Its maintenance schedule is straightforward and easy to follow, and the wrench light is simply a reminder to schedule your routine checkup.

Remember, by taking care of your Mazda CX-5 and staying on top of its maintenance, you’re ensuring that it will continue to provide a reliable and enjoyable driving experience for years to come.

Causes of the Wrench Light to Come on in a Mazda CX-5

The Mazda CX-5 is a reliable and durable SUV designed to give drivers a comfortable and engaging driving experience. However, just like any other vehicle, it may encounter a few hiccups, and one of the most common warning lights to look out for is the wrench light.

The light indicates a problem that needs to be addressed immediately, to prevent further damage to your Mazda CX-5. In this article, we will look at the causes of the wrench light coming on in a Mazda CX-5.

Low Oil Pressure

Low oil pressure is the most common reason why the wrench light comes on. Every vehicle requires oil to lubricate the moving parts of the engine, ensuring that they do not grind against each other and undergo regular wear and tear.

As the oil pressure in your Mazda CX-5 gets low, the oil pressure switch triggers the light, alerting you to the issue. When the wrench light comes on, it is advisable to pull over and check the oil level.

If the oil levels are low, top up the oil and ensure that there are no leaks.

Failed Transmission Control Module

The wrench light may come on due to the transmission control module in your Mazda CX-5 failing. The module is responsible for regulating shifts in gears and ensures smooth and efficient transmission.

When the transmission control module malfunctions, the wrench light comes on, along with other warning lights, such as the check engine light. The best course of action is to have a certified Mazda mechanic check the transmission control module and replace it if necessary.

Throttle Body Malfunction

The throttle body plays an essential role in regulating the amount of air that flows through the engine during combustion. For the engine to function correctly, the amount of air and fuel entering the engine must be balanced.

When the throttle body malfunctions in your Mazda CX-5, the engine starts having difficulty in regulating the air/fuel ratio, leading to poor acceleration and reduced performance. The wrench light comes on, prompt you to take your vehicle to a Mazda dealership for a checkup.

Malfunctioning Mass Airflow Sensor

The mass airflow sensor measures the amount of air entering the engine and relays the information to the engine control unit. The engine control unit then adjusts the fuel injection to match the airflow, ensuring optimal performance.

The mass airflow sensor may malfunction due to a build-up of dirt, causing it to send the wrong signals to the engine control unit. When the sensor triggers the wrench light, it’s best to have your Mazda CX-5 checked by a certified mechanic to determine whether cleaning or replacement is necessary.

Electronic Throttle Control Malfunction

The electronic throttle control is responsible for modulating the throttle opening and closing based on gas pedal demand. The concept replaces the traditional mechanical throttle and allows computer control over the throttle.

A malfunctioning electronic throttle control leads to problems with acceleration or may cause the engine to stall. The wrench light comes on to prompt you to inspect the electronic throttle control system in your Mazda CX-5.

Common Issues That Trigger the Wrench Light in Mazda CX-5

Malfunctioning Spark Plug

The spark plug ignites the fuel mixture in the combustion chamber, providing on-demand power to the engine. When a spark plug malfunctions, it leads to incomplete combustion, resulting in reduced engine power and performance.

A problematic spark plug also triggers the wrench light as your Mazda CX-5 tries to alert you, prompting you to visit a mechanic to inspect and replace the offending spark plug.

Damaged Oxygen Sensor

The oxygen sensor is responsible for ensuring that the air/fuel ratio in the engine is balanced by measuring the amount of oxygen in the exhaust system. A defective oxygen sensor may provide inaccurate readings or cease working entirely, leading to reduced engine performance and poor fuel economy.

Once the oxygen sensor triggers the wrench light, it’s best to take your Mazda CX-5 to a dealer and have the sensor replaced.

Malfunctioning Ignition Coil

The ignition coil generates electricity to power the spark plugs. A fault in the ignition coil may cause it to supply insufficient power to the spark plugs or stop working altogether.

This issue leads to reduced acceleration, rough idling, and poor fuel economy. When the ignition coil malfunctions, it triggers the wrench light, and the best course of action is to have a mechanic inspect and replace the faulty ignition coil.

Clogged Fuel Injectors

Fuel injectors spray fuel into the combustion chamber and are essential in ensuring that fuel is evenly distributed to the engine to produce optimal performance. A blocked fuel injector injects insufficient fuel into the engine, leading to reduced power and performance.

The wrench light triggers when the engine control unit detects that the fuel injector has failed, prompting you to visit a mechanic to inspect and unclog the fuel injectors.


In conclusion, the wrench light in your Mazda CX-5 is a warning light you shouldn’t ignore. Its appearance means that there’s an issue with your vehicle that needs immediate attention.

Understanding the most common causes and issues that trigger the wrench light enables you to have a basic understanding of what may be wrong with your vehicle when the light comes on. If the wrench light comes on while you’re driving, it’s best to seek professional help and have your Mazda CX-5 inspected to prevent further damage and ensure that it continues to perform as designed.

Importance of Addressing the Wrench Light Warning

The wrench light in your Mazda CX-5 is a vital warning that you should never ignore. Its primary function is to alert you when your car’s computer detects an issue that needs your attention to prevent possible damage to your vehicle.

Here’s why addressing the wrench light warning in your Mazda CX-5 is crucial.

Prevention of Further Damage

The wrench light is prompted when the car’s computer system detects a component or system that is not working as it should. Ignoring the warning could lead to further damage to the vehicle, and the repair costs could increase significantly.

For example, low oil pressure could cause internal engine damage that requires an expensive engine rebuild. By addressing the wrench light warning, you prevent any further damage to your Mazda CX-5.

Avoiding Safety Hazards

The wrench light could be an indication of a critical safety issue with your Mazda CX-5. For instance, if the electronic throttle control system fails or the brake system starts to malfunction, it could potentially result in an accident.

Addressing the wrench light warning in your Mazda CX-5 ensures that your vehicle’s safety features are functioning correctly and that you’re not putting yourself or your passengers at risk.

Maintaining Optimal Performance

Your Mazda CX-5’s performance is heavily reliant on the various systems and components that work together inside it. A fault in any of these components could negatively affect your car’s performance and fuel economy.

Addressing the wrench light warning prompts you to take your car to a mechanic who can diagnose and fix the issue, ensuring your Mazda CX-5 continues to run smoothly.

How to Reset the Wrench Light on Mazda CX-5

Resetting the wrench light in your Mazda CX-5 is an essential step after addressing and fixing the issue that triggered the warning. To reset the wrench light, you can follow these simple steps:

Step 1: Turn Off the Engine

Turn your Mazda CX-5’s engine off by pressing the push-button ignition switch.

Step 2: Hold Down the Trip Meter Button

Locate the trip meter button on your dashboard and press and hold it down. Step 3: Turn the Engine On

While still holding the trip meter button down, press the push-button ignition switch to turn the engine on.

Keep holding down the trip meter button. Step 4: Wait for the Service Light to Blink

Wait for the service light to start blinking to indicate that the reset process has begun.

Keep holding the trip meter button down throughout the process. Step 5: Release the Trip Meter Button

Once the service light stops blinking, release the trip meter button.

Step 6: Turn Off the Engine

Turn off the engine by pressing the push-button ignition switch. The wrench light has now been reset, and you’re good to go.


Addressing the wrench light warning is a crucial step in ensuring your Mazda CX-5 continues to operate correctly. Ignoring the warning can lead to further damage, safety hazards to you and your passengers, and reduced vehicle performance.

It is essential to have your Mazda CX-5 inspected and fixed by a certified mechanic to ensure your car functions at optimal levels. Remember to reset the wrench light after fixing the issue to keep track of your car’s maintenance schedule and prevent future warning triggers.

Maintenance Schedule for the Mazda CX-5

Regular maintenance is essential to ensure that your Mazda CX-5 is running smoothly and remains in optimal condition. Following a maintenance schedule helps to prevent major issues, prolongs the life of your vehicle, and ensures its safety and reliability.

Here is a breakdown of the maintenance schedule for the Mazda CX-5. 7,500 Miles or 12 Months

The first scheduled maintenance for the Mazda CX-5 is due at 7,500 miles or 12 months, whichever comes first.

At this point, several key maintenance tasks should be performed:

1. Oil Change: The engine oil and filter should be replaced to maintain optimal lubrication and prevent engine damage.

2. Tire Rotation: The tires should be rotated to ensure even wear and maximize their lifespan.

3. Brake Inspection: The brake pads, discs, and calipers should be checked for wear and tear.

Any necessary replacements should be made to ensure proper braking performance. 4.

Fluid Check: All fluids, including coolant, transmission fluid, power steering fluid, and windshield washer fluid, should be inspected and topped off if necessary. 15,000 Miles or 12 Months

The second scheduled maintenance for the Mazda CX-5 is due at 15,000 miles or 12 months, whichever comes first.

This interval includes all the tasks mentioned in the previous maintenance, along with a few additional ones:

1. Air Filter Replacement: The engine and cabin air filters should be checked and replaced if dirty or clogged.

Clean air filters allow for proper air intake, which is essential for engine performance and cabin comfort. 2.

Front and Rear Differential Fluid Change: The differential fluid should be inspected and replaced if necessary to ensure smooth power transfer and prevent damage to the differential components. 3.

Fuel System Inspection: The fuel system should be inspected for any signs of leaks or clogs. The fuel filter may need to be replaced to maintain proper fuel flow and prevent engine problems.

22,500 Miles or 18 Months

The third scheduled maintenance for the Mazda CX-5 is due at 22,500 miles or 18 months, whichever comes first. This interval includes all the tasks mentioned in the previous maintenance, with a few additional ones:


Brake Fluid Replacement: The brake fluid should be flushed and replaced to maintain optimal braking performance. Over time, brake fluid can absorb moisture and become less effective, compromising your ability to stop safely.

2. Spark Plug Replacement: The spark plugs should be inspected and replaced if necessary to ensure proper ignition and combustion.

Worn-out spark plugs can lead to misfires, reduced performance, and decreased fuel efficiency. 3.

Battery Inspection: The battery should be checked for corrosion and tested for proper functionality. If needed, the battery terminals should be cleaned and the battery replaced.

30,000 Miles or 24 Months

The fourth scheduled maintenance for the Mazda CX-5 is due at 30,000 miles or 24 months, whichever comes first. This interval includes all the tasks mentioned in the previous maintenance, along with a few additional ones:


Cabin Air Filter Replacement: The cabin air filter should be checked and replaced if dirty or clogged. This helps maintain good air quality inside the vehicle and ensures that the heating and cooling systems function optimally.

2. Transmission Fluid Change: The transmission fluid should be flushed and replaced to maintain smooth shifting and prevent transmission damage.

Fresh transmission fluid helps extend the life of your transmission system. 3.

Coolant System Flush: The coolant should be flushed and replaced to prevent overheating and ensure optimal engine temperature regulation. Proper coolant levels and a functioning cooling system are vital for engine performance and longevity.

Importance of Regular Maintenance for Your Vehicle

Regular maintenance is vital for the overall health and longevity of your vehicle. Here are a few key reasons why regular maintenance is so important:


Safety: Regular maintenance tasks such as brake inspections and tire rotations ensure that your vehicle operates at its safest. Timely maintenance helps detect potential issues before they become serious safety hazards, reducing the risk of accidents.

2. Reliability: By following the maintenance schedule, you increase the reliability of your vehicle.

Regular oil changes, fluid checks, and filter replacements keep your engine running smoothly and prevent unexpected breakdowns. 3.

Cost Savings: Sticking to a regular maintenance routine can save you money in the long run. Small issues that are caught early on during routine inspections are usually less expensive to repair than major problems that can arise from neglecting maintenance.

4. Fuel Efficiency: Properly maintained vehicles tend to have better fuel efficiency.

Regular maintenance tasks like air filter replacements and tire rotations ensure that your engine runs efficiently and that your tires are properly inflated, resulting in improved fuel economy. 5.

Resale Value: A well-maintained vehicle holds its value better when it comes time to sell or trade it in. Buyers are more willing to pay a premium for a vehicle that has a documented maintenance history and has been well taken care of.


Following a regular maintenance schedule for your Mazda CX-5 is crucial for maintaining performance, safety, and the longevity of your vehicle. By addressing any issues promptly and adhering to the recommended maintenance tasks, you can ensure that your Mazda CX-5 continues to serve you well for many years to come.

Remember, regular maintenance is an investment in the reliability and value of your vehicle.

How to Perform Basic Maintenance on Your Mazda CX-5

Performing basic maintenance tasks on your Mazda CX-5 can help keep your vehicle in optimal condition and prolong its lifespan. While it’s important to have regular professional servicing, there are several basic maintenance tasks you can perform yourself.

Here’s a guide on how to perform basic maintenance on your Mazda CX-5. 1.

Checking and Topping Off Fluids

Regularly checking and topping off fluids in your Mazda CX-5 is essential for proper vehicle operation. Here are the fluids you should check:

Engine Oil: Park your vehicle on level ground, let the engine cool, and locate the dipstick.

Remove it, wipe it clean, reinsert it, and then remove it again to check the oil level. If it’s low, add the recommended type and amount of oil.

Coolant: The coolant reservoir is usually translucent, making it easy to check the level. Make sure the engine is cool before removing the cap.

Top off the coolant if needed, using the recommended coolant type and mix. Brake Fluid: The brake fluid reservoir is located near the firewall in the engine compartment.

Check the level and top off with the recommended brake fluid if necessary. Power Steering Fluid: Locate the power steering fluid reservoir, typically near the front of the engine compartment.

Check the level and top off as needed with the recommended fluid. Windshield Washer Fluid: Check the level of the windshield washer fluid in its dedicated reservoir, typically mounted near the front of the engine compartment.

Top it off with washer fluid. 2.

Checking and Replacing the Air Filter

The air filter in your Mazda CX-5 helps prevent debris and contaminants from entering the engine. Over time, the filter can become clogged, affecting engine performance and fuel efficiency.

Here’s how to check and replace the air filter:

Locate the air filter box, often situated near the front of the engine compartment. Remove the cover or clips to open the air filter box.

Take note of the orientation of the old air filter, and remove it from the box. Inspect the old filter for dirt and debris.

If it’s dirty or clogged, replace it with a new one that matches the make and model of your Mazda CX-5. Close the air filter box and secure it with the cover or clips.

3. Inspecting and Maintaining Tires

Proper tire maintenance ensures safe handling and extends the life of your tires.

Here’s how to inspect and maintain the tires on your Mazda CX-5:

Check the air pressure using a tire pressure gauge. Refer to your vehicle’s manual for the recommended tire pressure.

Adjust the pressure as needed and don’t forget to check the spare tire as well. Visually inspect the tires for any signs of wear, such as uneven tread or bulges.

Replace any tires that are damaged or excessively worn. Regularly rotate your tires to promote even wear.

Check your vehicle’s manual for the recommended rotation intervals. Ensure that the tires are properly balanced and aligned.

Professional wheel balancing and alignment should be done regularly by a certified technician. 4.

Checking and Replacing Wiper Blades

Having functional wiper blades is crucial for maintaining visibility in wet weather conditions. Here’s how to check and replace wiper blades on your Mazda CX-5:

Inspect the wiper blades for any signs of cracking, splitting, or deterioration.

If the wiper blades are not clearing the windshield effectively, it’s time to replace them. Refer to your vehicle’s manual or consult with a knowledgeable parts professional to ensure you get the correct blade size and type.

To replace the blades, lift the wiper arm away from the windshield, usually by pressing a small tab or button. Then, detach the old blade by releasing the spring or clip that holds it in place.

Attach the new blade by following the instructions specific to the blade type. Repeat the process for the other wiper blade, if necessary.

Signs That Your Mazda CX-5 Needs Servicing

While regular maintenance tasks can help prevent issues, certain signs may indicate that your Mazda CX-5 needs professional servicing. Here are some signs to watch out for:

Check Engine Light: If the check engine light illuminates on your dashboard, it’s an indication that there’s a problem with the engine or emissions system.

Have your vehicle inspected by a professional technician to determine the cause. Unusual Noises: Strange noises, such as grinding, squeaking, or knocking sounds, could indicate issues with various components, such as the brakes, suspension, or engine.

A professional inspection is recommended to identify and resolve the problem. Difficulties in Starting or Stalling: If you experience difficulties starting your Mazda CX-5 or it starts but stalls shortly after, this could point to problems with the ignition system, fuel system, or other components.

Have it diagnosed by a technician to identify and rectify the issue. Decreased Performance or Fuel Efficiency: If you notice a significant decrease in performance or a sudden drop in fuel efficiency, it could be due to various factors, such as a faulty sensor, clogged fuel injectors, or an engine problem.

Professional servicing can help identify the underlying cause and restore your vehicle’s performance and fuel efficiency. Abnormal Vibrations: Vibrations that are out of the ordinary, particularly while driving or braking, can indicate problems with the tires, suspension, or other components.

A technician can inspect and diagnose the issue to ensure your vehicle remains safe and drivable.


Performing basic maintenance tasks on your Mazda CX-5 helps keep your vehicle in excellent condition and prolongs its lifespan. By checking and topping off fluids, inspecting and replacing filters, maintaining proper tire pressure, and addressing issues promptly, you can ensure that your Mazda CX-5 remains safe, reliable, and efficient.

Additionally, recognizing signs that your vehicle needs professional servicing allows you to address any underlying issues before they become major problems. Combining regular maintenance with professional servicing will keep your Mazda CX-5 in top shape for years to come.

Finding a Reliable Mechanic for Your Mazda CX-5

Having a reliable and trustworthy mechanic for your Mazda CX-5 is essential for proper maintenance and repairs. A skilled and experienced mechanic can diagnose and fix issues accurately, ensuring the longevity and performance of your vehicle.

Here are some tips on finding a reliable mechanic for your Mazda CX-5:

1. Research and Ask for Recommendations: Start by researching local mechanics who specialize in Mazda or foreign car repairs.

Ask friends, family, and colleagues for recommendations based on their own positive experiences. Their firsthand feedback can help you narrow down your options.

2. Check Certifications and Credentials: Look for mechanics who are ASE (Automotive Service Excellence) certified.

ASE-certified technicians have undergone rigorous training and passed exams to demonstrate their proficiency in various automotive repair areas. Additionally, check if the mechanic has any specific certifications or training related to Mazda vehicles.

3. Read Reviews and Ratings: Read online reviews and ratings for the mechanics or repair shops you are considering.

Websites like Yelp or Google Reviews can provide valuable insights into the experiences of other customers. Look for mechanics with consistently positive reviews and high ratings from customers.

4. Visit the Shop: Take the time to visit the repair shops you are considering.

Pay attention to the cleanliness and organization of the facility. Talk to the staff and gauge their knowledge and professionalism.

A clean and well-organized shop with friendly and knowledgeable staff is usually indicative of a reliable mechanic. 5.

Verify Experience with Mazda CX-5: Ensure that the mechanic or repair shop you choose has experience working specifically with Mazda vehicles, including the Mazda CX-5. Mazda-specific knowledge and experience can greatly influence the accuracy and efficiency of repairs and maintenance tasks.

6. Ask About Warranties: Inquire about warranties offered by the repair shop.

A reputable mechanic will stand behind their work and provide warranties for parts and labor. This demonstrates their confidence in the quality of their services.

7. Seek Transparent Communication: Look for a mechanic who is willing to explain the issues with your Mazda CX-5 in a clear and understandable manner.

A reliable mechanic will communicate openly, providing you with details about the necessary repairs and any alternatives. They should also be willing to provide written estimates and answer any questions you may have.

8. Compare Prices: While cost shouldn’t be the only factor in choosing a mechanic, it’s important to compare prices.

Request quotes for the specific services you need and ensure that you are getting a fair price for the quality of work provided. Keep in mind that the lowest price may not always indicate the best quality, and the highest price may not necessarily be the best option for your budget.

Remember, building a relationship with a reliable mechanic is beneficial in the long run. They will become familiar with your Mazda CX-5’s history, know its quirks, and be better equipped to provide accurate advice and efficient repairs.

Cost Implications of Ignoring the Wrench Light Warning

Ignoring the wrench light warning in your Mazda CX-5 can lead to significant cost implications. While it may seem tempting to disregard the light and continue driving, doing so can result in more severe damage to your vehicle and potentially more expensive repairs.

Here are some cost implications of ignoring the wrench light warning:

1. Major Component Damage: The wrench light serves as an early warning system for potential issues with your Mazda CX-5.

Ignoring the warning and continuing to drive can lead to more significant damage to critical components, such as the engine or transmission. Repairing or replacing major components can be extremely costly.

2. Decreased Fuel Efficiency: Many problems that trigger the wrench light, such as faulty oxygen sensors or clogged fuel injectors, can significantly decrease your Mazda CX-5’s fuel efficiency.

Ignoring these issues can result in higher fuel costs over time, effectively draining your wallet with every trip to the gas station. 3.

Reduced Resale Value: Neglecting maintenance and ignoring warning lights like the wrench light can have a negative impact on the resale value of your Mazda CX-5. Potential buyers may be hesitant to purchase a vehicle with a history of neglected maintenance or unresolved warning lights, leading to lower offers or difficulty selling your vehicle altogether.

4. Safety Risks and Accidents: Ignoring the wrench light warning can lead to safety risks on the road.

For example, a malfunctioning brake system indicated by the wrench light can compromise your ability to stop in time, potentially resulting in accidents that cause bodily harm and property damage. The financial ramifications of an accident can be significant, including medical bills, vehicle repairs, and potential legal consequences.

5. Expensive Emergency Repairs: Ignoring the wrench light warning may eventually lead to a critical failure, leaving you stranded on the side of the road.

Emergency repairs, especially if you require towing services or if the breakdown happens in an inconvenient location, can be costly. Additionally, emergency repairs are often more expensive than scheduled maintenance or timely repairs.

6. Voided Warranty Coverage: If your Mazda CX-5 is still under warranty, ignoring the wrench light warning and neglecting maintenance can result in voided warranty coverage.

Warranties often include stipulations that require you to perform regular maintenance and address warning lights promptly. Failure to adhere to these terms may leave you responsible for the full cost of repairs that would have otherwise been covered under warranty.

Addressing the wrench light warning as soon as it appears is the most cost-effective approach. By promptly addressing the underlying issue, you can prevent further damage and potentially mitigate expensive repairs down the line.

Regular maintenance and timely repairs are investments in the long-term reliability and financial well-being of your M

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